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Apr 8, 2022
A silver 2022 Kia Forte parked on the highway with the sun setting in the background. | Kia dealer in Conway, AR.

Car ownership can feel like an impossible goal when you have the bar set at purchasing outright. When you look at the many options available though, like car financing through your dependable local Kia dealer, you can see how attainable car ownership can be. Use this guide to help make up your mind about whether working with your local dealership to finance your next car purchase is the best option for your needs.



1. No Hidden Fees or Surprise Charges

Choosing who you finance with can be as big of a decision as whether or not to finance in the first place. When you work with your local Kia operation, you know that you can count on dependable and trustworthy service from a well-known company. You won’t be scammed or surprised later when extra charges and fees appear on your bill. You’ll always be prepared for all costs with full transparency and accessible communication from the dealership.


2. High-Quality Vehicles

The best Kia vehicles on the market can be financed today, and you could be driving your dream car faster than you can sign a few documents. When you get financing through a Kia business, you know you are investing in a car that is built to last. This means you are more likely to recoup larger value years down the line if you decide to sell or trade your vehicle.

These aren’t cheap automobiles that break down easily and sustain wear and tear fast. The Kia is built for longevity and endurance, meaning that you won’t regret the choice to own rather than lease. The value won’t depreciate as quickly as it would for cheaper vehicles.


3. Grow Your Equity

Don’t flush your money down the toilet with a lease that drains your savings. Leases take your monthly payments and reward you with no vehicle to show for it. Instead, invest via financing options in a vehicle that you can then hold as an asset. This asset allows you to build equity with each subsequent sale or trade of vehicles.

If you want to make the most of your money, equity will always point you in the right direction. In this case, financing is the best way to build equity while on an easy monthly payment plan.



4. No Lease Restrictions

Leases impose strict restrictions on drivers that can limit their total driving distance, their ability to modify or upgrade the vehicle, and more. When you finance through your dealership, you don’t have to deal with these types of inconvenient and often arbitrary restrictions. You get access to the same perks that an owner would be entitled to, as you are paying to eventually own the car.

Financing through your Kia local dealership can be a great way to invest in a high-quality car, with a financial plan you can trust. Build equity without dealing with restricting and inconvenient driving rules that are included in lease terms by opting to finance instead. Visit Crain Kia today to get the financing you know you can trust for fast access to a brand new vehicle.

Image via Kia.